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来源类型Working Paper
规范类型报告
DOI10.3386/w28762
来源IDWorking Paper 28762
Adverse Selection in Medicaid: Evidence from Discontinuous Program Rules
Betsy Q. Cliff; Sarah Miller; Jeffrey T. Kullgren; John Z. Ayanian; Richard Hirth
发表日期2021-05-10
出版年2021
语种英语
摘要Recent expansions of Medicaid eligibility have come with increased experimentation with enrollee cost-sharing. In this paper, we exploit a discontinuous premium increase at the federal poverty level in Michigan’s Medicaid expansion program to test low-income individuals’ sensitivity to premiums using linked enrollment and claims data. At the cutoff, average premiums increase by $3.15 and the probability of disenrollment increases by 2.3 percentage points. Increased disenrollment occurs among those with fewer documented medical needs at baseline, but not among those with greater medical needs. These results suggest healthier low-income individuals may be sensitive to even modest health insurance premiums, and that premiums may induce adverse selection in Medicaid plans.
主题Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w28762
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/586436
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Betsy Q. Cliff,Sarah Miller,Jeffrey T. Kullgren,et al. Adverse Selection in Medicaid: Evidence from Discontinuous Program Rules. 2021.
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