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来源类型Working Paper
规范类型报告
DOI10.3386/w26139
来源IDWorking Paper 26139
Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL
John Eric Humphries; Nicholas S. Mader; Daniel I. Tannenbaum; Winnie L. van Dijk
发表日期2019-08-12
出版年2019
语种英语
摘要Each year, more than two million U.S. households have an eviction case filed against them. Many cities have recently implemented policies aimed at reducing the number of evictions, motivated by research showing strong associations between being evicted and subsequent adverse economic outcomes. Yet it is difficult to determine to what extent those associations represent causal relationships, because eviction itself is likely to be a consequence of adverse life events. This paper addresses that challenge and offers new causal evidence on how eviction affects financial distress, residential mobility, and neighborhood quality. We collect the near-universe of Cook County court records over a period of seventeen years, and link these records to credit bureau and payday loans data. Using this data, we characterize the trajectory of financial strain in the run-up and aftermath of eviction court for both evicted and non-evicted households, finding high levels and striking increases in financial strain in the years before an eviction case is filed. Guided by this descriptive evidence, we employ two approaches to draw causal inference on the effect of eviction. The first takes advantage of the panel data through a difference-in-differences design. The second is an instrumental variables strategy, relying on the fact that court cases are randomly assigned to judges of varying leniency. We find that eviction negatively impacts credit access and durable consumption for several years. However, the effects are small relative to the financial strain experienced by both evicted and non-evicted tenants in the run-up to an eviction filing.
主题Public Economics ; Health, Education, and Welfare ; Poverty and Wellbeing ; Labor Economics ; Regional and Urban Economics ; Real Estate
URLhttps://www.nber.org/papers/w26139
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/583813
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John Eric Humphries,Nicholas S. Mader,Daniel I. Tannenbaum,et al. Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL. 2019.
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