| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w16612 |
| 来源ID | Working Paper 16612 |
| The Role of Financial Literacy in Determining Retirement Plans | |
| Robert Clark; Melinda Sandler Morrill; Steven G. Allen | |
| 发表日期 | 2010-12-16 |
| 出版年 | 2010 |
| 语种 | 英语 |
| 摘要 | Workers nearing retirement face many important, and often irreversible, choices. We collected detailed demographic and financial literacy data on over 1,500 workers nearing retirement at three large companies to assess how individuals are planning for retirement. Many respondents display limited knowledge and understanding of public and company-provided retirement benefits. Controlling for basic demographics and wealth, we find that misconceptions about eligibility ages and plan generosity influence workers' expected age of retirement. Although retirement-related decisions will affect workers' wellbeing for the remainder of their lifetimes, many do not possess enough basic financial knowledge to confidently make optimal choices. |
| 主题 | Labor Economics ; Demography and Aging ; Labor Supply and Demand ; Labor Compensation |
| URL | https://www.nber.org/papers/w16612 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/574287 |
| 推荐引用方式 GB/T 7714 | Robert Clark,Melinda Sandler Morrill,Steven G. Allen. The Role of Financial Literacy in Determining Retirement Plans. 2010. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w16612.pdf（404KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。
