| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w15396 |
| 来源ID | Working Paper 15396 |
| Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment | |
| Hongbin Cai; Yuyu Chen; Hanming Fang; Li-An Zhou | |
| 发表日期 | 2009-10-01 |
| 出版年 | 2009 |
| 语种 | 英语 |
| 摘要 | We report results from a large randomized natural field experiment conducted in southwestern China in the context of insurance for sows. Our study sheds light on two important questions about microinsurance. First, how does access to formal insurance affect farmers' production decisions? Second, what explains the low takeup rate of formal insurance, despite substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers' tendency to raise sows. We argue that this finding also suggests that farmers are not previously insured efficiently through informal mechanisms. We also provide several pieces of evidence suggesting that trust, or lack thereof, for government-sponsored insurance products is a significant barrier for farmers' willingness to participate in the insurance program. |
| 主题 | Econometrics ; Experimental Design ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w15396 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/573072 |
| 推荐引用方式 GB/T 7714 | Hongbin Cai,Yuyu Chen,Hanming Fang,et al. Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment. 2009. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w15396.pdf（374KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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