| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w13299 |
| 来源ID | Working Paper 13299 |
| Big Bad Banks? The Impact of U.S. Branch Deregulation on Income Distribution | |
| Thorsten Beck; Ross Levine; Alexey Levkov | |
| 发表日期 | 2007-08-07 |
| 出版年 | 2007 |
| 语种 | 英语 |
| 摘要 | By studying intrastate branch banking reform in the United States, this paper provides evidence that financial markets substantively influence the distribution of income. From the 1970s through the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved efficiency. Exploiting the cross-state, cross-time variation in the timing of bank deregulation, we evaluate the impact of liberalizing intrastate branching restrictions on the distribution of income. We find that branch deregulation significantly reduced income inequality by boosting the incomes of lower income workers. The reduction in income inequality is fully accounted for by a reduction in earnings inequality among salaried workers. |
| 主题 | Microeconomics ; Market Structure and Distribution ; Financial Economics ; Financial Institutions ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w13299 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/570971 |
| 推荐引用方式 GB/T 7714 | Thorsten Beck,Ross Levine,Alexey Levkov. Big Bad Banks? The Impact of U.S. Branch Deregulation on Income Distribution. 2007. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w13299.pdf（236KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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