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Key Findings:

• Personal characteristics. Compared to all other beneficiaries, high earners were more likely to be younger and to have completed high school. Compared with other working beneficiaries, high earners were more likely to be married and to have children younger than age 18. Among workers, the level of earnings made no difference in terms of household poverty. Working beneficiaries (both high and other earners) were less likely than nonworking beneficiaries to live in households with incomes below the federal poverty level. 
• Health status. High earners reported fewer limiting conditions and better general health than other beneficiaries. Their comparatively better health likely contributed to their higher work capacity.
• Job characteristics. Among employed beneficiaries, high earners were much more likely to work full time, be offered employer-sponsored health insurance, and to work in sales, office, and administrative support, and other professional and skilled labor. They were less likely to be working in a sheltered work environment or in service, production, and transportation occupations. 
• Public assistance and other benefits. Compared with all other beneficiaries, high earners were less likely to have received SSA or other government benefits, were less likely to be covered by Medicaid, and were more likely to be covered by private health insurance.