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来源类型 | Brief |
规范类型 | 简报 |
Storm Clouds Ahead for 401(k) Plans? | |
Pamela Perun | |
发表日期 | 2008-08-11 |
出版年 | 2008 |
语种 | 英语 |
概述 | Designed to promote retirement saving, the Pension Protection Act of 2006 clarified auto-enrollment, auto-contribution, and auto-investment rules in employer 401(k) plans. Early evidence suggests that the legislation boosted these plan features and increased employee participation in 401(k) plans. It is too soon to gauge the act's ultimate success, however, because it hinges on the number of new participants |
摘要 | Designed to promote retirement saving, the Pension Protection Act of 2006 clarified auto-enrollment, auto-contribution, and auto-investment rules in employer 401(k) plans. Early evidence suggests that the legislation boosted these plan features and increased employee participation in 401(k) plans. It is too soon to gauge the act's ultimate success, however, because it hinges on the number of new participants that will eventually amass substantial account balances. Adding to the uncertainty, the recent LaRue Supreme Court decision, which highlights the legal liability that employers face as plan fiduciaries, could undermine future retirement security by making some employers reluctant to sponsor plans.
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主题 | Aging ; Economic Growth and Productivity ; Income and Wealth ; Job Market and Labor Force |
URL | https://www.urban.org/research/publication/storm-clouds-ahead-401k-plans |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/476347 |
推荐引用方式 GB/T 7714 | Pamela Perun. Storm Clouds Ahead for 401(k) Plans?. 2008. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
411747-storm-clouds-(97KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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